Our Physical Damage coverage assists with the cost of getting your equipment repaired and back on the road. We offer various deductibles, self-insured retentions, location-specific catastrophic coverage, and other flexible options.

Long-term relationships with established repair facilities, towing companies, and parts suppliers add value to our product because your equipment will get the attention it deserves no matter where you are.


What Does Physical Damage Cover?

Physical Damage insurance pays for losses to owned or leased trucking equipment damaged in a crash. Physical Damage includes two types of coverages: collision, which covers losses from an overturn or accident, and comprehensive, which covers other equipment losses.


To view additional options to our policy, please click the following links:

Choice Coverage® Plus endorsement

Comprehensive coverage

Downtime coverage

Electronic Equipment coverage

Lease Value & Finance Value coverage

Hired Auto Physical Damage coverage

Physical Damage Location coverage 

Rental Reimbursement coverage

Reporting policy options for auto liability and physical damage polices

Single Deductible endorsement

Trailer Interchange coverage

This summary is intended for informational purposes only and does not replace or modify the definitions or information contained in any insurance policy or declaration page, which controls all coverage determinations. Terms and conditions may vary by state, and exclusions may apply.