At the scene of an accident, the following steps should be taken:
- Ensure safety: Check for injuries and ensure the safety of everyone involved.
- Call emergency services: Contact the police and, if needed, medical assistance.
- Secure the scene: Use hazard lights or flares to prevent further accidents.
- Gather information: Exchange contact and insurance details with other involved parties
- Document the scene: Take photos and make notes about the accident. However, do not take photos of graphic injuries or fatalities.
- Avoid admitting fault: Be factual in your descriptions without admitting liability.
- Report the accident: Notify your insurance company as soon as possible.
This summary is intended for informational purposes only and does not replace or modify the definitions or information contained in any insurance policy or declaration page, which controls all coverage determinations. Terms and conditions may vary by state, and exclusions may apply.