Privacy Policy | Great West Casualty Company

Insurance Applicants and Insureds

We may use your personal information to consider your application for an insurance policy and related services or products or for other business purposes as allowed by law. We may use it to communicate with you, your representatives, and others to underwrite, assess and evaluate risk. We may further use your personal information to prevent and detect fraud, unauthorized transactions, or other financial crimes and to comply with applicable laws and regulations such as those relating to money laundering, sanctions and anti-terrorism or to satisfy other legal or regulatory requirements. We may also use personal information to collect and process your premium and other payments.

We may use your personal information to communicate with you, verify your identity, respond to your inquiries or complaints, and provide you with requested information or services. We may use personal information to send you important information and alerts about changes to our policies, information about our other products and services or for administrative purposes. We may also use your personal information for internal business operations such as auditing, finance and accounting, billing and collections, data management and security, and records management or other business purposes as allowed by law. Personal information may be used to respond to law enforcement requests, subpoenas and court orders, and to respond to requests from government authorities and regulators and to comply with applicable laws. We may also use your personal information if we believe it necessary to establish and protect our legal rights, protect our operations, privacy, safety or property, and/or that of our affiliate companies, you or others.

Claimants and Beneficiaries

If you are a claimant or beneficiary, we may use your personal to administer, investigate, litigate and/or potentially settle your claim. We may use your personal information to communicate with you, your representatives, and others to process your claim. We may further use your personal information to report, prevent and detect fraud, unauthorized transactions, or other financial crimes and to comply with applicable laws and regulations such as those relating to money laundering, sanctions and anti-terrorism or to satisfy other legal or regulatory requirements. Personal information may be used to respond to law enforcement requests, subpoenas and court orders, and to respond to requests from government authorities and regulators and to comply with applicable laws. We may also use your personal information if we believe it necessary to establish and protect our legal rights, protect our operations, privacy, safety or property, and/or that of our affiliate companies, you or others.

Applicants for Employment / Employees

If you are an applicant for employment or an employee, we may use your personal information to perform our legal and contractual obligations as an employer, to develop our business, and to improve the performance of the Company. Our use of your personal information includes determining the terms of your employment; confirming your legal right to work in the United States; confirming your residence; payroll processing; salary and benefits administration, including enrollment in various benefit plans; attendance monitoring, including vacation, absence and sick/leave administration; determining performance requirements; conducting regular performance reviews and assessments; managing performance records; assessment of qualifications and competencies; conducting the recruitment process, including interviews and testing; managing employee travel and expense report administration; processing termination; assuring network and information security; monitoring your use of company information systems; preventing fraudulent or criminal activities; investigating employment complaints; administering employee discipline; investigating and administering workers’ compensation claims; conducting data analytics studies; and other uses in accordance with Company policies and the law.

Independent Agents

If you are an agent or seeking an agency appointment, we may use your personal information to process your application, verify your identity, respond to your inquiries, and provide you with information about our company. We may use personal information to send you important information and alerts about changes to our policies, information about our other products and services or for administrative purposes. We may also use your personal information for internal business operations such as auditing, finance and accounting, billing and collections, data management and security, and records management or other business purposes as allowed by law. Personal information may be used to respond to law enforcement requests, subpoenas and court orders, and to respond to requests from government authorities and regulators and to comply with applicable laws. We may also use your personal information if we believe it necessary to establish and protect our legal rights, protect our operations, privacy, safety or property, and/or that of our affiliate companies, you or others.

You may also provide information through your use of technology when you access and interact with our website or mobile application(s) (“sites”) through your computer, tablet or mobile device. We may collect information you provide to us through forms on our sites such as applications and log in pages. In addition, we may also collect information about your visits so that you may access certain services and so that we may better understand the interests of those that visit our sites. If applicable, when you use our mobile applications or visit our sites from a mobile device, like a smartphone, we may also collect additional information from your device, including your location, device identifier, and information about your mobile network. We may use a variety of tracking technologies to collect information, including without limitation the following:

Browser Log Data
We may use technologies that automatically collect information when you visit our sites, view our advertisements, or use our products or services ("Browser Log Data"). This browser log data may include information such as your IP address (or other unique device identifier, including one that we may assign); certain details about your browser, operating system, and hardware; your location, if available; the URL that referred you to our sites; your activities on our site, including your preferences; and other logging information, such as the date and time of your visit. We also use web server logs to collect and store information about site usage. We may use this information for fraud detection and prevention, security, and to ensure our sites are function properly.

Web Cookies
When you visit our sites, we may use tracking technology such as cookies to automatically record details about your visit. Cookies are small text files stored by your internet browser on your computer's hard drive that allow sites to remember information about users. A cookie, by itself, does not tell us your email address or who you are. It cannot be used to collect data from your hard drive or personal information about you. We may use cookies and other device identifiers to collect information (such as browser type, time spent on the site and pages visited) and to support certain features of our site. For example, we may use these technologies and information collected for security purposes, to facilitate navigation, to display information more effectively, and to personalize your experience with the site. If you do not wish to receive cookies your browser, or other software (including Adobe Flash)‎ can be set to reject cookies or to alert you when a cookie is placed on your device. To do this, follow the instructions provided in your browser or other software, usually found within the “help”, “tools” or “edit” settings. Please note that if you disable cookies on your browser, you may not be able to access certain features or content on our sites.

Beacons
A Beacon is a small graphic image or other web programming code (also known as “1x1 GIFs” or “clear GIFs”) that may be included in our site’s pages and messages. Beacons may be invisible to you, but any electronic image or other web programming code inserted into a page or e-mail can act as a Beacon. Beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the sites, to monitor how users navigate the sites, to count how many e-mails that were sent were actually opened or to count how many particular articles or links were actually viewed.

Embedded Scripts
An embedded script is programming code that is designed to collect information about your interactions with the sites, such as the links you click on. The code is temporarily downloaded onto your computer, tablet or phone from our web server or a third party service provider, and is active only while you are connected to the sites, and is deactivated or deleted thereafter.

Browser Fingerprinting
Browser fingerprinting is the process of collection and analysis of information from your computer, tablet or phone, such as, without limitation, your operating system, plug-ins, system fonts and other data, for purposes of identification.

ETag, or Entity Tag.
ETag is a feature of the cache in browsers. It is an opaque identifier assigned by a web server to a specific version of a resource found at a URL. If the resource content at that URL ever changes, a new and different ETag is assigned. Used in this manner, ETags are a form of device identifier. ETag tracking may generate unique tracking values even where the consumer blocks HTTP, Flash, and/or HTML5 cookies.

Recognition Technologies.
Recognition technologies are technologies, including application of statistical probability to data sets, which attempt to recognize or make assumptions about users and devices (e.g., that a user of multiple devices in the same user).

Location-identifying Technologies.
The sites may use GPS (global positioning systems) software and other location-based technologies such as iBeacons to locate you so we may verify your location, deliver you relevant content based on your location, as well as allow you to share your location to other users as part of the services we provide via the sites. In addition to traditional GPS location-based services, others we work with may install low power Bluetooth, wifi, radio transmitters, or other devices in physical locations, which emit a signal that your smart phone can detect to pinpoint your location or otherwise interact with the sites. In addition, you may be able to send your location information via the sites to other users. You should consider the pros and cons involved in disclosing your location information to us and to other people. Where a user of the sites requests that their location information be revealed to other persons, the user will be provided options for managing sharing services, which may be through third party services such as through Twitter and Facebook. We are not responsible for the acts, omissions or policies of such third parties.

Great West Casualty Company Privacy Policy

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