Great West offers Single Unit Owner-Operators Workers Compensation policies and Monoline Workers Compensation policies through American Business & Mercantile Insurance Mutual, Inc. (ABMIM), an Old Republic International Corporation mutual company. ABMIM is not licensed in all states but is currently available to select agents with business or agents appointed in Nebraska, Illinois, North Carolina, Arizona, Mississippi, New Mexico, Nevada, Utah, Georgia, Indiana, Iowa, Kansas, Minnesota, Missouri, Oregon, Pennsylvania, and Wisconsin.* 

Single Unit Owner-Operator (SUOO) policies are for trucking companies that utilize owner-operators. Underwriting requires that the owner-operator be leased to a motor carrier for which Great West writes both the Workers Compensation and the Commercial Truck coverages. SUOO policies are not portable; if an owner-operator breaks the lease, the policy will be canceled.

SUOO policies are non-auditable; Great West uses the sole proprietor flat amount for payroll. The policy also excludes all states except any state listed as an exclusion on the policy’s declaration page.

The monoline product is intended to help re-establish a relationship with past Great West insureds. Because ABMIM is licensed in only a few states, if you have locations in states other than those listed above, you will not be eligible for ABMIM. However, the all states coverage will be available to all insureds with covered employees. These policies will be underwritten based on Great West quality standards and will be subject to final payroll audits.

*The marketing territory may be expanded in the future.

This summary is intended for informational purposes only and does not replace or modify the definitions or information contained in any insurance policy or declaration page, which controls all coverage determinations. Terms and conditions may vary by state, and exclusions may apply.