What is Comprehensive Coverage?

Great West’s Comprehensive coverage is available for physical damage to your over-the-road equipment. This coverage is for loss to a covered auto or its equipment from any cause, except collision or overturn, and subject to policy exclusions and provisions. With a deductible of $500 or more, you obtain security with affordability. Here are some of the examples of losses that comprehensive covers, but specified perils coverage or collision do not:


What Does Comprehensive Coverage Cover?

  • Your van is damaged from a hazardous material leak and needs new decking.

  • During unloading, your tanker implodes.

  • Your truck, tractor, or trailer is damaged by cargo shifting or colliding with the unit.

  • Your food grade tanker is mistakenly loaded with liquid fertilizer, so the tanker can no longer be used for food grade hauls, reducing its value.

  • Acid leaks from a valve and damages your trailer frame and tires.

  • Rodents eat the interior of your truck cab, necessitating replacement of mattress and wall padding.

  • Sulfuric acid from your tractor’s battery spills onto a fuel line, causing a leak. The sulfuric acid and diesel fuel combine to make a gas that covers the interior and exterior of the tractor with an acid film, resulting in a total loss.

  • You run off the road and into mud. In trying to get out of the mud, you accidentally burn out the clutch.

Additionally, under this coverage, your deductible is waived for any loss caused by fire or lightning.

This summary is intended for informational purposes only and does not replace or modify the definitions or information contained in any insurance policy or declaration page, which controls all coverage determinations. Terms and conditions may vary by state, and exclusions may apply.