OLD REPUBLIC INTERNATIONAL CORPORATION EMPLOYEE SAVINGS AND STOCK OWNERSHIP PLAN (ESSOP): Employees are immediately eligible to contribute between 1 and 100 percent of gross earnings on a pre-tax basis, up to annual IRS limits, after which contributions will be on a post-tax basis. The first 6 percent of the employee‘s plan-year contribution will be eligible to share in any employer match for that year. Rights to any employer contributions begin vesting 20 percent after two years and 20 percent per year thereafter with full (100 percent) vesting in six years. This plan does accept qualified rollovers from other sources.

THE OLD REPUBLIC BASELINE SECURITY PLAN: Employees become participants in this plan immediately on employment. The Plan provides for employer discretionary contributions and qualified rollovers from other sources. It does not accept any ongoing employee contributions. Rights to the employer contribution begin vesting 20 percent after two years and 20 percent per year thereafter with full (100 percent) vesting in six years. 

BONUS AWARDS: Bonuses are determined by pools developed according to historical profits.  Employees who have a hire date of June 30th or earlier of the previous year may be eligible for the bonus award, if administered.

SMARTDOLLAR FINANCIAL PLANNING PROGRAM: Provides free access to the Dave Ramsey program to help employees reach their financial goals.

EMPLOYEE PURCHASE AND DISCOUNT PROGRAMS: Various discount programs are available through business partners.

SCHOLARSHIP FUND: The children and legal dependents of full-time employees who have been employed for a minimum of one year may apply for one of the four $1,000 scholarships.

The Company’s Administrative Policies and Plan documents include a full description of all benefits, terms, and conditions and will control in the event of any conflict with the summary above.

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